Efficient, Cost-Effective

Commercial Lending

Streamline your commercial lending operations and harvest cost efficiencies with digital solutions, agile process frameworks, and data intelligence.

Transform your legacy business and technology ecosystem to make them future-ready and best-in-class.

Secure, Performance-Driven
Commercial Lending

Anaptyss provides comprehensive solutions to transform commercial lenders’ business and technology operations.

Enhance your SME lending, renewable loans, and other commercial loan offerings with our Digital Knowledge Operations™ framework that combines intelligent digital solutions, domain-led consulting, and global delivery capabilities. Anaptyss can help you attain operational excellence with regulatory compliance, credit risk management, and customer delight.

Our Commercial Lending Services

Lending Operations
  • Document Verification
  • Collateral Management
  • Limit Monitoring
  • Payment Processing
  • Funding & Closing
  • Loan Modifications
  • Default Management
  • Customer Service
Credit Risk Management
  • Financial Statement Spreading
  • Rating, Rationale & recommendation
  • Risk Analysis
  • Projection model creation
  • Peer analysis
  • Sensitivity Analysis
  • Covenant Analysis
  • Capital structure and debt trajectory analysis
  • Valuation analysis
  • Portfolio level dashboard reporting

Reimagine Commercial Lending Operations with Digital Knowledge Operations. Connect with a consultant to know how our DKO Framework can transform your Commercial Lending Operations.

Future-Ready Lending Operations

With Anaptyss, you can rest assured of running safe and hassle-free operations while offering lending services that align with the goals of your SME and enterprise borrowers. Our intelligent digital solutions can help you automate analysis, monitoring, and reporting processes to enable efficient, accurate, safe, and cost-effective commercial lending operations.

Financial Spreading

A SMART spreading solution that allows lenders to standardize financial analysis and increase efficiencies through automated transferring of borrowers’ historical records to the financial analysis systems.

Key Features

  • User-friendly interface
  • Outcome-based trend analytics and projections
  • Flexibility for bank-specific formats
Covenant Monitoring

Covenant analytics suite that leverages machine learning (ML) and natural language processing (NLP) techniques to interpret the financial and non-financial covenants in the contract.

Key Features

  • Automated workflow management with inbuilt tracking of covenants
  • Intuitive business insights through SMART dashboards
SMART Reporting

Effective dashboard reporting at the portfolio level, KPI management, and smart visual presentation.

Key Features

  • End-to-end portfolio reporting
  • Comprehensive tracking of loans by phases
  • Real-time metrics performance reporting
  • Process health dashboard management

Why Anaptyss?

We are distinguished in terms of our customized solutions, offering the best possible interventions to meet the operational needs and budgets of commercial lenders.

Improved Underwriting

Automated rule-based underwriting. Alternative credit scoring.

Build Process Efficiency

Simplified process standardization. Process re-engineering and automation.

Ensure Regulatory & Compliance

Automated compliance & KYC checks. Adherence to evolving regulatory requirements.

Innovative Solutions

Automated data extraction and spreading. Rule-based decisions.

Key Benefits
Delivery + Commitment = Excellence

Operate your lending business with efficiency, safety, transparency, and agility.

Make Smarter & Faster Decisions

Domain expertise equipped with analytics & problem-solving techniques.

Mitigate Risks

Embedded financial spreading solution delivering accurate analysis to alleviate risks.

Accelerate Growth

A comprehensive service for end-to-end loan reviews.

Reduced Cycle Time

Enables faster loan processing and closing

DKO™
Life@Anaptyss
Careers