Visionary LeadershipAnaptyss
Advisory Board

Mr. Schreiber has a consulting practice, EPS Risk and Business Consulting, LLC. In addition, he sits on a board of a $1.3 billion-dollar bank in Dallas, Tx and is an adjunct Professor at the University of Utah’s Eccles Business School.

Mr. Schreiber is the former /retired Chief Risk Officer/Executive Vice President with Zions Bancorporation in Salt Lake City, Utah.  Zions is an $80 billion-dollar regional bank located in various western states. During his eight years with Zions, his responsibilities and oversight included, credit risk, compliance risk, loan review, model validation, operational risk, technology risk, cyber risk, and reputational risk.  Mr. Schreiber chaired the Reputational Risk Committee, and the Enterprise Risk Management Committee.

Previous Employment: Before Zions, Mr. Schreiber was Managing Director with Alvarez & Marsal Financial Industry Regulatory Advisory Services.

He also served as Chief Risk Officer and Regulatory Liaison for TD Bank, N.A., and its predecessors, a $180 billion regional bank, for 11 years. During that time frame, he was responsible for enterprise risk management, which included oversight for compliance, credit risk, operational risk, and market risk. In addition, he oversaw the bank’s Community Reinvestment Act activities, the TD Charitable Foundation, government relations, and audit and credit risk review functions.

Schreiber began his banking career with the Office of the Comptroller of the Currency (OCC). During his 19 years of service with the OCC, he served in managerial, analytical, and technical positions. Some of the positions held included National Bank Examiner, Field Manager, Problem Bank Analyst, and Systems Analyst.

Education: Schreiber has a bachelor’s degree in political science from the College of Santa Fe in Santa Fe, New Mexico. He also earned a certificate from the Graduate School of Banking at Colorado.

Risk Management Association (RMA) Service:

1. Chair and Member, Board of Directors
2. Member, RMA Executive Committee
3. Member and past Chair, Enterprise Risk Management Council
4. Member, Regulatory Affairs Council
5. Past member, Credit Council
6. Instructor at RMA/Wharton Executive Risk School

Other:

Former board member of FASB Advisory Council

Allison Sagraves is a recognized authority on data and analytics strategy and advises start-ups, companies, and leaders on data monetization and strategy.

As an early enterprise chief data officer in the industry, Allison helped define the role and has achieved international recognition, named to the 2022 Top 100 Global Data and Analytics Innovators, 2022 Top 50 Data and Analytics Leaders, and three-time Global Data Power Women. Allison is a founding faculty member of the Carnegie Mellon University Chief Data and Analytics Officer Program, where she is now both a faculty member and advisor.

After serving as the founding Chief Data Officer of M&T Bank, a Top 20 U.S. Bank, Allison formed her own consulting firm and serves a growing portfolio of global clients. Allison is a popular speaker at top conferences, most recently at CES 2023, where she spoke on Banking in the Age of AI. Allison also consults and delivers content and training on data management concepts for organizations such as the American Bankers Association and Datacamp.

Allison is an advisor to DataOps.live, a Snowflake partner whose platform accelerates enterprise adoption and value realization from the Snowflake Data Cloud. She is an advisor to Uplinq Financial Technologies, a purpose-driven company promoting financial inclusion through an innovative data-driven credit assessment platform. In addition, Allison is an advisor to Ultranauts, a data engineering company that uses the Universal Workplace model to embrace diversity and serve as a replicable blueprint for other employers.

Allison graduated from Harvard Business School, for whom she serves on the Board of the Western New York Harvard Business School Club and teaches in the Management Development Program for Rising Leaders.

Allison serves as Chair of the Strategic Planning Committee for the Buffalo and Erie County Botanical Gardens, and has served on numerous non-profit boards in arts and education. Allison is an honors graduate of Smith College, where she majored in Economics and Government.

Prior to attending Harvard Business School, Allison served on the White House Staff and worked for The Federal Reserve Bank of Boston, International Paper, Barclays Bank, and Deloitte. Allison lives in Western New York with her husband, D. Gregory Connors, a former member of The Buffalo News Editorial Board. They have three grown children. Allison is a beekeeper and steward of a forest, and has launched her life and business philosophy under her brand Applied Serendipity℠ and Allison Sagraves, LLC.

Recognition

• 2022 Top 100 Global Data and Analytics Innovators
• 2022, 2021, 2020 Global Data Power Women, CDO Magazine
• 2022 Top 50 Data and Analytics Professionals
• 2021 and 2022 Business Transformation 150 (BT150) Constellation G
• 2020 Top 100 Global Data and Analytics Innovators
• 2018 Top 50 Data and Analytics Professionals in US/Canada
• 2017 Marquis Who’s Who Lifetime Achievement

Tom is a former business leader with more than 25 years of experience in investment management encompassing portfolio management, investment and business analysis, offshore delivery, regulatory compliance and risk management, process innovation/development, and investment systems.

At SunTrust Bank, Tom managed 100+ Bank investment personnel, including front and back-office professionals responsible for investment delivery on AUM exceeding $35 billion. He led various investment due diligence efforts and integrations, including the consolidation of a small bank trust book as well as an RIA book. Tom also chaired the SunTrust Bank Investment Policy Committee (IPC) and served as a voting member on Fiduciary Committee.

Tom had business ownership over offshore delivery of 22 investment workstreams supported by 70+ offshore resources. Responsibilities included: setup/transition/termination of workstreams; ongoing vendor oversight; and Third-party Risk Management (TPRM) compliance.  He worked together with legal, risk, and compliance functions to ensure adequate controls to meet bank and client expectations as well as regulatory requirements.

Other Industry Experience: Prior to SunTrust Bank, Tom was a Personal Trust Investment Officer with CoreStates Bank and a Financial Consultant with Merrill Lynch.

Education: Tom holds a Bachelor of Science in business administration (BSBA) from Rider College and a Master of Business Administration (MBA) from Rider University in Lawrenceville, New Jersey

Chris is a hands-on senior leader and operator with more than 30 years of experience in the credit, collections, and mortgage servicing industries.

At Household International, HSBC, Bank of America, and most recently TransUnion, he has led large multinational operating teams through both captive and third-party vendor relationships.

Having led through the mortgage crisis between 2006 and 2014 and a digital transformation at TransUnion, Chris’ inspirational leadership style empowered and energized his teams through challenging times.

Regardless of the organizational or partnership structure, Chris always extended his leadership to all team members, so the entire team serving the organization and their consumers felt fully engaged and recognized for contributing their best.

Having been part of the highly regulated financial services industry and dealt firsthand with the challenges of state and federal regulators, Chris appreciates and engages critical cross-functional partners to drive the highest level of business performance while ensuring a well-controlled and compliant operation that actively monitors and manages legal, compliance, or reputational risks.