Blog
Insightful blogs and articles related to banking and financial services operations across mortgages, financial crime, commercial lending, and more.
The Role and Importance of Stress Testing in Credit Risk Management
Stress testing is a simulation technique crucial to test or assess the resilience of financial institutions and their portfolio or...
Future of Credit Risk Modeling: Trends and Applications
The future of credit risk modeling is continuously evolving with the ever-increasing integration of artificial intelligence and machine learning. These...
Effective Risk Management Techniques to Improve Credit Portfolio Returns
A credit portfolio—comprising loans, bonds, and other such credit exposures—is pivotal to the financial health of a bank or financial...
Credit Risk Analysis Techniques in Banks and Financial Institutions
Credit Risk analysis techniques are quantitative tools that banks and financial institutions can use to evaluate the borrower’s ability to...
Modern Approaches in Credit Risk Modeling
Credit risk modeling is relatively a very old and essential component of financial risk management, where decisions cut across lending,...
How to Manage Different Types of Model Risks in Banks & Financial Institutions
Financial modeling plays a critical role in banks and financial institutions. They assist financial institutions in decision-making, risk management, and...
Top Trends in Credit Risk Management
Credit risk management is one of the fundamental processes and an essential function in financial institutions. It aims to identify,...
Credit Portfolio Management – Challenges and Strategies
Credit Portfolio Management (CPM) is a key function for banks and financial institutions. It consists of a critical set of...
Reconciliation in Banking – Importance and New Challenges
Financial reconciliation is a fundamental process in accounting, which involves auditing a company's books or general ledger and tallying them...