Blog
Insightful blogs and articles related to banking and financial services operations across mortgages, financial crime, commercial lending, and more.
How AI-Driven Digital Automation is Driving the Future of Mortgage Underwriting?
Mortgage underwriting is one of the most critical processes in financial institutions to measure the level of risk associated with...
Predictive Modeling for Next-Best Offer in Financial Services
Predictive modeling has found numerous applications in financial services, such as forecasting loan delinquencies, fraud occurrences, customer churn rates, market...
Applications of Advanced Analytics in Mortgage Origination
Mortgage origination is a complex and ever-evolving landscape that requires lenders to keep a proactive approach to risk management, balancing...
The Role and Importance of Stress Testing in Credit Risk Management
Stress testing is a simulation technique crucial to test or assess the resilience of financial institutions and their portfolio or...
Future of Credit Risk Modeling: Trends and Applications
The future of credit risk modeling is continuously evolving with the ever-increasing integration of artificial intelligence and machine learning. These...
Effective Risk Management Techniques to Improve Credit Portfolio Returns
A credit portfolio—comprising loans, bonds, and other such credit exposures—is pivotal to the financial health of a bank or financial...
Credit Risk Analysis Techniques in Banks and Financial Institutions
Credit Risk analysis techniques are quantitative tools that banks and financial institutions can use to evaluate the borrower’s ability to...
Modern Approaches in Credit Risk Modeling
Credit risk modeling is relatively a very old and essential component of financial risk management, where decisions cut across lending,...
How to Manage Different Types of Model Risks in Banks & Financial Institutions
Financial modeling plays a critical role in banks and financial institutions. They assist financial institutions in decision-making, risk management, and...