Success Story

Consultative BSA/AML-Focused Risk Mitigation Program for US-Based Community Bank to Meet the FDIC Directives

Client Introduction

A well-known community bank based in the US, offering loan servicing, finance and accounting, retail banking, electronic banking, and other services.

Problem Statement

  • 31 CFR Chapter X-related leakages identified in CTR & SAR filing
  • Legal and operational risks with potential reputational implications
  • Minimal cross-functional coordination

Solution Offered

Consultative BSA/AML-focused risk mitigation program for determining critical risk patterns and factors. The solution approach addressed compliance issues by leveraging the High-Risk Categorization (HRC) methodology. Proprietary Digital Knowledge Operations (DKO)™ framework enabled data validation and process automation.

Key solution delivered

  • Requisite controls to ensure a robust data governance model
  • Data validation optimization to mitigate the potential risks
  • Consultative deployment of the standard quality audit model to eliminate oversight risks
  • Comprehensive High-Risk Customer categorization documentation
  • Highlighting of risks associated with delayed EDD review/SAR filings

Business Outcomes

  • Enterprise-wide compliance to mitigate financial penalties and reputational risk
  • Safeguard against nefarious individuals and entities from exploiting the system
  • Continuance in planned growth and expansion prospects

Want to learn more or need a solution?
Write to us: info@anaptyss.com

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